50/30/20 Budget Tool for Beginners

50/30/20 Budget Splitter (Customizable)

Take‑Home Pay Amount Income Period We’ll also show the per‑period amounts. Rounding

Needs % Wants % Savings/Debt %

Tip: These three must add up to 100%.

Needs — subcategories (optional)

Wants — subcategories (optional)

Savings/Debt — subcategories (optional)

Category

% of Savings

Amount

Monthly amounts use 52/12 for weekly and 26/12 for biweekly conversions. This tool is educational and not financial advice.

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50/30/20 Budget Splitter (Customizable)

Needs — subcategories (optional)

Wants — subcategories (optional)

Savings/Debt — subcategories (optional)

Budget Breakdown